Know Your Benefits
Please understand that our office has many patients with many different insurance policies. It may be surprising that even a single insurance carrier can have hundreds of different coverage plans available. Please note that health insurance does not always cover all your health care cost. Most plans require co-payments, co-insurance percentages, and deductibles, which must be paid by the patient at the time of visit. It is important for you to become familiar with your insurance policy
and understand what services your policy covers. This will allow you to receive the maximum benefits of your specific insurance plan.
List of Accepted Insurance
Here are links to web sites of insurance companies where our practice is a participating provider.
Please make sure that our physicians participate in your specific insurance plan. You can verify this by either checking your insurance plan provider directory or by calling your carrier directly.
Similarly, if we need to refer you to a specialist, please refer to your insurance plan listing of participating providers to ensure that the specialist is in your plan network prior to making an appointment.
We ask that you present your insurance card at each visit to our office. We require a copy of your insurance card on file in order to file claims. If you do not have your insurance card with you, we will ask that you pay for services until that information is provided.
Payment at Time of Service
Payment in cash, check or major credit card is expected at the time of service, and all co-payments, co-insurance, and deductibles will be collected. Please be advised that there may be services that your insurance company will not cover (new immunizations, flu shots, hearing and vision screening, etc). We request full payment for these services at the time rendered.
Insurance Claim Filing
As a courtesy to our patients with insurance coverage, our staff will file your claim if you provide the correct information. Although an insurance claim is filed on the patient’s behalf, the financial responsibility for our services still remains with the patient and not their insurance company. If we do not receive payment within 60 days, it becomes the responsibility of the patient to contact the insurance company to expedite claims processing.
We understand that many patients have insurance plans with high deductibles. If, at any time, medical care becomes a financial difficulty please let us know. We are always willing to help you with payment plans or other arrangements.
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